Skip to content
Guardline
Schedule a Demo
AML Platform

Faster AML decisions — transparent and audit-ready.

Real-time AML decisioning with sanctions screening against UN, EU, and local sanctions lists, PEP and UBO matching, counterparty risk, and typology detection, aligned with Bacen Circular 3,978 (Brazil) / BCRA Communication A 7724 (Argentina) and Brazilian Law 9,613/98 / Argentine Law 25,246.

Schedule a Free Demo
AML Dashboard
Active alerts
18% 5
Transactions/hour
0,3% 9.8K
Analysis time
12% 0.3s
Response rate
0,1% 99.9%
Quality module

Stop managing false positives. Start tuning your policy.

Modern compliance does not live on long reports, endless queries and a whole BI team explaining what already happened. The Guardline AML quality module learns from every analyst verdict and suggests automatic adjustments to policy weights, rules and stages, right inside the flow. Every alert arrives with calibrated priority.

Priority calibrated on arrival

Every alert enters the queue with a P0 to P3 level assigned by the engine. P0 is always handled first, with reduced SLA and direct routing to the senior analyst.

P0 Critical

Sanctions, restricted lists and obvious exposure. No queue, immediate SLA.

P1 High

Confirmed PEP, clear typology, high-risk counterparty.

P2 Medium

Atypical pattern with corroborating signals. Standard SLA.

P3 Low

Isolated signal under extended monitoring, no urgency.

Continuous learning loop

Every closed case feeds the engine. The module spots rules that generate false positives, miscalibrated weights and redundant stages, and ships the adjustment ready for backtest.

  1. 01

    Verdict

    Analyst decides to approve, report or block.

  2. 02

    Learning

    Engine correlates the verdict with the signals that fired the alert.

  3. 03

    Suggestion

    Recommends a weight, rule, threshold or stage adjustment.

  4. 04

    Review

    Compliance validates in backtest and ships to production.

Repeats with every closed case
Regulatory coverage

Sanctions, PEP, and typologies in a single flow.

Real-time AML coverage in one pass. Sanctions screening, PEP and UBO matching, counterparty risk, and typology detection share the same runtime, with auditable evidence on every decision.

Sanctions and PEP, always current

UN, EU, and local sanctions lists, plus PEP, UBO, and adverse media, refreshed continuously with full history.

Any operation

PIX, TED, cards, FX, and account events evaluated in a single pass.

Auditable evidence

Every decision is tagged with rule and score, exportable for Coaf (Brazil) / UIF (Argentina) reporting.

Decision engine

Rules configured by compliance. No dependency on engineering.

Build workflows, scores, thresholds, and triggers without writing code.

Multi-stage workflows

Evaluation layers in sequence.

Customizable scores

Variables and weights owned by compliance.

Time windows

Accumulate context ("5 PIX transfers in 2 hours").

Automatic triggers

Automated blocks, notifications, and cases.

Contractual SLA

P95 at 300ms for fraud and AML combined. Your customer never notices the evaluation happened.

Decision flow

From transaction to decision. AML flow in real time.

Every transaction goes through sanctions screening, PEP and UBO matching, counterparty risk, and typology detection. The AML pipeline converges into a score calibrated by policy and produces an auditable decision in under 300 ms.

Regulatory journey

From alert to Coaf / UIF report. 7 auditable stages.

AML/CFT flow aligned with Bacen Circular CC 4,001/2020 (Brazil) and UIF Resolution 14/2023 (Argentina), with automatic regulatory deadlines (locale-specific), four-eyes principle and immutable audit log at every stage.

  1. 01

    Alert

    Immediate

    API / Webhook

  2. 02

    Triage

    Internal review

    Tier 1 or Tier 2 Analyst

  3. 03

    Investigation

    Two-stage review

    Analyst + Supervisor (four-eyes)

  4. 04

    AML Committee

    Governance-driven

    Committee Members + AML Director

  5. 05

    Report generation

    Automatic

    System + AML Director

  6. 06

    Filing with Coaf / UIF

    Regulatory window

    AML Director

  7. 07

    Amendment or cancellation

    On demand

    AML Director

Backtest + Governance

No rule goes live in the dark.

Test against 1 million real transactions before activation. Three-step approval. Full audit trail.

The backtest answers:

How many transactions would be impacted
How many more or fewer alerts
Current vs. proposed policy, side by side

Approval flow:

1 Analyst drafts the rule
2 Supervisor validates with the backtest
3 Administrator activates in production

Audit trail: who edited, reviewed, and approved, all recorded.

Detection and monitoring

Know your customer. Alert the regulator.

Sanctions screening, PEP and UBO matching, and continuous transactional monitoring, aligned with Brazilian Law 9,613/98 / Argentine Law 25,246 (AML/CFT), Bacen Resolution 4,557/2017 (Brazil) / BCRA risk-management framework (Argentina), Bacen Circular 3,978 (Brazil) / BCRA Communication A 7724 (Argentina), and Coaf Resolution 36/2021 (Brazil) / UIF Resolution 14/2023 (Argentina).

Atypical transactional patterns

The platform identifies structuring, smurfing, and layering by learning each customer's usual amounts, frequency, timing, and counterparties, and quantifying any deviation.

Learns the pattern
Quantifies the deviation
Generates smart alerts

Sanctions and watchlists

UN, EU, and local sanctions lists, plus PEP, UBO, and adverse media, always up to date, with full history.

Proprietary blocklist and watchlist
PEP, UBO, and adverse media
UN, EU, and local sanctions lists in real time

Continuous monitoring

24h and 30d aggregation windows, with composite alerts that correlate multiple operations.

Real-time evaluation against rules and baselines
Context accumulation in 24h and 30d windows
Composite alerts that correlate multiple operations

Want to see all this in action?

Schedule a demo and see the decision engine, the backtest, and the behavioral analytics with real-world scenarios.

  • Demo tailored to your sector
  • No commitment, completely free
  • Reply within 24 business hours
contato@guardline.com.br
+55 (11) 98813-2241